Die with zero

Plan how to enjoy it.

See whether you are saving more than you need, and what spending lands near zero.

Escape Velocity
A money chart for a 29-year-old rising to a peak at 60 and tapering towards zero at 90.

The spending that lands near zero.

Your money across your life, in today’s dollars.

  • Choose which investments count
  • Pension or money to leave behind
  • Spend more early, or evenly
Verdict card reading You may be saving more than you need, with four figures: planned spending, spending that lands on zero, biggest balance and balance at 90.

A bucket list with costs.

Each experience has an age and a cost, and takes up weeks on the grid.

  • Unsure ideas wait on a wish list
  • Your own words stay private
A bucket list with two entries, Three weeks in Japan at age 32 and Learn to dive at 35, each with a cost.

Your life in weeks.

One square per week. Bucket-list items take their weeks.

A grid of small squares, one per week of life, with lived weeks filled and a few coloured squares for bucket-list experiences.

How it works

  1. The investments list you choose from.

    Choose the investments that count

  2. The money chart rising to a peak at 60 and falling towards zero at 90.

    The chart plots your money by age

  3. The verdict card: you may be saving more than you need.

    The verdict shows what lands near zero

  4. The bucket list with two entries.

    Bucket-list experiences go in with an age and a cost

Setup takes about a minute.

FAQ

Questions about Die with zero

Does it mean spending everything?

It shows whether you are saving far more than you need. You can set an amount to leave behind.

Which investments count?

You choose which ones count. Many people leave out the home they live in.

Is it in today’s dollars?

Yes. Growth is after inflation, 4% by default.

Set up your plan.

You choose which investments count.

The Escape Velocity dashboard on a phone.