How the options compare.
Four options, side by side, row by row.
Side by side
Partly means it needs setup or effort.
Using a bank app as well.
A bank-connected app can track your spending while you enter your balances here each month.

What to use another tool for.
- BudgetsCategorising spending.
- Automatic balancesValues are typed in monthly.
- Live share pricesPrices change when you type a new value.
- Other currenciesAmounts are in AUD.
- Personal adviceA licensed professional gives it.
A bank-connected app fits the first three. Many people use both.
Why not use a spreadsheet?
A spreadsheet works if you build the forecast yourself. Here the forecast and the explanations are built in, and you can import your sheet’s history.
Where do the values come from?
You type them in, or import a CSV. Your bank logins stay with you.
Add your balances.
