How the options compare.

Four options, side by side, row by row.

Side by side

Four options compared across the same rows
FeatureEscape VelocitySpreadsheetBank-connected appsDoing nothing
Gives you a dateThree scenarios. YesPartly: Only if you build itPartly: Some doNo: No
Your bank logins stay with youYesYesNo: Usually handed overYes
Plans how to spend itBucket list and weeks. YesPartly: If you build itNo: NoNo: No
Budgets and transactionsNot included. NoPartly: If you build itYes: Typicallyn/a
Plain-English helpBuilt in. YesNo: You write itPartly: Variesn/a
Weekly or monthly reminderEmail or calendar. YesNo: NoPartly: AlertsNo: No
Keeps your historyCSV and backup. YesYesPartly: Variesn/a
Counts debtsYesPartly: If you add themYesn/a
Hides amounts on demandSecret mode. YesNo: NoPartly: Variesn/a
Shows its assumptionsYou can change them. YesPartly: If you wrote themPartly: Variesn/a
Any currencyAUD only. NoYesPartly: Variesn/a
Updates itselfYou type values. NoNo: You type valuesYes: Automaticn/a

Partly means it needs setup or effort.

Using a bank app as well.

A bank-connected app can track your spending while you enter your balances here each month.

The forecast chart: three dashed future lines towards a goal line.

What to use another tool for.

  • BudgetsCategorising spending.
  • Automatic balancesValues are typed in monthly.
  • Live share pricesPrices change when you type a new value.
  • Other currenciesAmounts are in AUD.
  • Personal adviceA licensed professional gives it.

A bank-connected app fits the first three. Many people use both.

FAQ

Questions about comparing

Why not use a spreadsheet?

A spreadsheet works if you build the forecast yourself. Here the forecast and the explanations are built in, and you can import your sheet’s history.

Where do the values come from?

You type them in, or import a CSV. Your bank logins stay with you.

Add your balances.

The Escape Velocity dashboard on a phone.